Are you involved in the food industry? Whether you have years of experience or have just begun, you require tailored insurance coverage that can meet the unique risks you face. In addition, you deserve to have a professional guide you through the process while also providing knowledgeable advice. At ISU Insurance Services – Aura Casualty, we bring you the expertise and guidance your business requires.
What makes us uniquely qualified to sell restaurant insurance is our experience and market access. With years in the restaurant industry, we understands the needs and exposures faced by restaurant owners. As you know, restaurants have above average exposure to slip and fall claims, property losses, such as fire and employee dishonesty claims. In addition, they might be exposed to liability claims related to food contamination, alcohol service and food delivery. This is why restaurant owners need an insurance agent that understands their business and can carefully craft a policy to address their unique exposures.
We can write policies for all types of restaurants and food service businesses, including:
- Sandwich shops
- Fast food
- Fine dining
- Pizza parlors, including carry-out only
- Bakery and donut shops
- Family style
- Coffee shops
The benefits of this package to your restaurant include a broad coverage for business property, such as buildings, contents, tenant improvements, and restaurant equipment. Also, it provides general liability coverage for the premises and your food products, with comprehensive equipment breakdown coverage for items such as HVAC and refrigeration. Finally, spoilage coverage can be added and is generally for both power outage and refrigeration breakdown. If you are interested in learning more about our dependable restaurant insurance, contact us today at 626-859-7442 or request a no-obligation quote!